Income Tax Calculator 2026/27 South Africa
Updated for the 2026/27 tax year · SARS & BCEA aligned · Free, no sign-up
Explore annual taxable-income scenarios for 2026/27, rather than a single payslip.
Related: payroll software South Africa · SARS-compliant payroll · cloud payroll software South Africa · payroll guides
Income Tax Calculator
SDL is an employer cost, not a deduction from take-home pay. Employers with total annual payroll of R500,000 or less are exempt.
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Payslips, PAYE, UIF, EMP201 and IRP5 done for you.
Run this on real payroll
Payroll Africa turns this calculation into an automated monthly run — SARS-aligned PAYE, UIF and SDL, payslips, EMP201 and IRP5 filings, from R90/month.
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We will send a written breakdown of your calculation, plus a short note on what the same figures look like when Payroll Africa runs them every month. No spam, and you can unsubscribe at any time.
Annual income tax scenarios
Enter annual taxable income after applicable deductions. The current tax engine applies annual brackets, age rebates and medical scheme tax credits.
Rebates and medical members
Age determines primary, secondary and tertiary rebates. Medical members include the taxpayer and qualifying dependants. This estimate assumes eligibility for the credits throughout the year and excludes additional medical expense credits.
Tax is separate from payroll contributions
UIF and SDL switches do not alter income tax. Their annual estimates assume evenly paid income over 12 months. SDL is an employer cost and may be exempt, including where the applicable annual payroll threshold is not exceeded. A final SARS assessment can differ because of other income and deductions.
Quick reference
| Scenario | Result |
|---|---|
| R 120 000,00 annual; age 35; no medical members | R 3 780,00 |
| R 360 000,00 annual; age 35; no medical members | R 56 172,00 |
| R 600 000,00 annual; age 35; no medical members | R 132 907,00 |
Move from estimates to payroll
These are planning estimates, not tax advice or a benefit award. Check the rules applicable to your circumstances. Start with Payroll Africa, use the PAYE calculator, or explore related payroll tools.
Related payroll guides
Frequently asked questions
How is this different from a monthly tax calculator?
This tool starts with annual taxable income and calculates one full year's tax, with a monthly equivalent for budgeting.
More free payroll calculators
Do this every month, automatically
Payroll Africa turns the income tax calculator into a real payroll run — payslips, EMP201, IRP5 and bank files included, from R90/month.
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Run Payroll Africa alongside your current system until you're happy to switch.
