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    Payroll Concepts

    Cost to Company (CTC)

    The total annual cost of employing a person — gross pay plus every employer contribution.

    Full definition

    Cost to Company (CTC) is the total employer expenditure on an employee per year: basic salary, allowances, employer UIF, employer SDL, employer pension/provident contribution, medical aid subsidy, group life, and any other benefits. CTC packages are common in South African employment contracts.

    See also

    Gross pay
    Total remuneration before any deductions — salary + allowances + bonuses + taxable benefits.
    Net pay
    Take-home pay after PAYE, UIF and any voluntary deductions have been subtracted from gross pay.

    Automate Cost to Company (CTC) in your payroll

    Payroll Africa handles Cost to Company (CTC) calculations automatically for South African employers — SARS-aligned for 2026/27. From R90/month.

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    Let payroll handle Cost to Company (CTC) for you

    Payroll Africa calculates it automatically every month for South African employers — SARS-aligned, with payslips, EMP201 and IRP5 included.

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